The Personal Umbrella Liability is one of the few stand-alone personal umbrella policies on the market. It provides up to $5 million of coverage over the minimum required underlying limits. RLI Personal Umbrella does not require the insured to carry his underlying policies with RLI. Minimum underlying limits are required. The new RLI Personal Umbrella Application can be completed online and then printed for signature (an electronic signature is not available at this point).

The Auto Plan has coverage available for the driver with moving violations, for the senior citizen over the age of 75 or 80, for school buses that have been converted into motor homes, for bikes, trikes and kit cars. There is liability coverage for the commercial customer also. Non-owned, hired, garage, fleet and non-fleet coverage is available to help you care for your customer. Any licensed P&C agent in the state can write business through the OAIP. Commissions are paid to the producing agent.

Big “I” Flood, a division of Big I Advantage®, is market access, education and an advocacy program for all IIABA members. Big I Advantage operates as a managing general agency providing agents with access to the company partners after completion of an online registration with Big “I” Markets/Big “I” Flood.